Sunday, April 20, 2025
Credit Cards

American Express Charles Schwab 125,000 Point Bonus

The Offer

Direct link to offer

  • American Express Charles Schwab is offering up to 125,000 bonus points after $8,000 in spend within the first 6 months

Card Details

  • Annual fee of $695 is not waived the first year
    • Authorized Platinum cards are $175 for three user (then $175 per Platinum)
    • Authorized Gold cards are free
    • Full details here
  • Card earns at the following rates:
    • 5x points per $1 spent on purchases made with airlines or with American Express Travel
    • 5x points per $1 spent on hotel & airline bookings made directly from the American Express travel website
    • 1x points on all other purchases
  • $200 airline incidental credit per calendar year
  • $200 Uber credit ($15 per month and additional $20 in December)
  • Lounge access:
    • Centurion lounge access
    • International American Express lounge access
    • Delta SkyClub lounge access
    • Priority pass select membership
    • Airspace lounge access
  • $240 digital entertainment credit. This is a credit of $20 per month and can be used on Peacock, Audible, SiriusXM and The New York Times.
  • $200 hotel credit. This can be used on select prepaid bookings (Fine Hotels + Resorts® and The Hotel Collection) when using American Express Travel
  • $179 Clear credit
  • Walmart+ monthly credit. Cardholders will receive a $12.95 credit (covers the full cost of membership).
  • $300 Equinox credit. This is a $25 credit each month
  • Global Dining Access by Resy
  • The Global Lounge Collection

Our Verdict

Previous best offer was 100k points + 10x on shop small/restaurant purchases. We will add this to our list of the best credit card bonuses.

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