[CO, NE, KS, OK, IA, MO, AR, IL, KY, AND TN] OakStar Bank $300 Checking Bonus
Offer at a glance
- Maximum bonus amount: $300
- Availability: CO, NE, KS, OK, IA, MO, AR, IL, KY, AND TN
- Direct deposit required: Yes, two totaling $500+
- Additional requirements: Use promo code, have $3,500 in daily balances.
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: $25, 12 months
- Household limit: None
- Expiration date: 1/31/25
The Offer
- OakStar Bank is offering a $300 bonus when you open a new checking account and complete the following requirements:
- Use promo code 2025WELCOME300
- Requires two recurring qualifying direct deposit transactions for a cumulative total of $500+ each statement cycle
- A daily balance of $3,500+ throughout the 90 day timeframe
The Fine Print
- Disclosures: New Customer Cash Offer Terms & Conditions. Must achieve the qualifiers listed below and keep the account open for 90 calendar days from the date of account opening.
- Cash offer will post automatically to the subject account within 30 calendar days of achieving all qualifiers.
- Requires 2 recurring qualifying direct deposit transactions** for a cumulative total of $500 for each statement cycle. Requires a daily balance of $3,500 throughout the 90-day timeframe.
- Requires the account to be enrolled in and receive eStatements for the entire 90-day time frame to qualify.
- Only new account holders are eligible for this promotion. Current account holders are not eligible.
- OakStar Bank associates do not qualify.
- Checking account promotion ends 1/31/25.
- Account must be opened online and by 1/31/25.
- **Qualifying direct deposit transactions include payroll, Social Security, or government benefits. Person-to-person transactions do not qualify.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
E-Star checking has no monthly fees as long as you opt for eStatements.
Early Account Termination Fee
$25 fee if closed within 12 months according to the fee schedule.
Our Verdict
Seems like a good bonus, annoying you need to keep the account open for 12 months but at least there are no monthly fees. Please share if it’s a hard/soft pull in the comments below.
Hat tip to reader p
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