[NE & KS Only] Union Bank & Trust $500 Checking Bonus
Update 5/8/25: Union Bank & Trust reached out and stated it’s only for NE & KS.
Update 5/7/25: List of eligible states seems to be: AL, AZ, AR, CO, FL, IL, IA, KS, MN, MO, NE, NY, OK, SD, TX, WY. Reports of people being locked out of their accounts in the comments.
Offer at a glance
- Maximum bonus amount: $500
- Availability:NE & KS
- Direct deposit required: Yes, $2,500+
- Additional requirements: None
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: None
- Monthly fees: None
- Early account termination fee: $25, 180 days
- Household limit: None listed
- Expiration date: 9/30/2025
The Offer
- Union Bank & Trust is offering a $500 bonus when you open a new checking account and complete the following requirements:
- Have $2,500 in direct deposits posted to your account within 90 days
- Enroll in paperless statements within 90 days
The Fine Print
- To qualify for the checking promotion, you cannot be a primary accountholder on an existing UBT personal checking account.
- Offer not valid if existing checking account closed in the last 120 days.
- Receive $500 when you open a Simply Free, Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage checking account and complete the following within 90 calendar days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $1,000 opening deposit required on Simply Free Plus checking accounts.
- Promotion offers limited to one new checking account per person and cannot be combined with other offers. Simply Free Platinum accounts designed for people ages 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska
- . Available 5/01/2025 to 9/30/2025.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
They offer a free checking account.
Early Account Termination Fee
According to the fee schedule you’ll be charged an early account termination fee of $25 if the account is closed within 180 days of opening.
Our Verdict
Insane bonus, especially compared to previous bonuses. I wouldn’t be surprised if this gets pulled early, so if you’re interested I would recommend applying ASAP. We will add this to our list of the best checking bonuses.
Hat tip to reader Bockrr
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